When buying a home, a high credit score puts YOU in control.
79% of new home buyers have erroneous errors on their credit reports that increase their loan costs (interest rates) or ability to even qualify for a loan.
If one or more of these statements resonate with you, it may be a great time to seek advice from a credit repair expert:
I'm not 100% positive that I know and understand my credit score and how it affects my loan rates.
I want to learn more so I can get my best deal.
I was pre-approved for a loan and want to move forward to purchase, however, my interest rate is too high and I want to know how to reduce it.
I applied for a home loan and was denied because my credit score is too low and I want to learn what I need to do to qualify as soon as possible.
How much can your credit score really impact your mortgage?
If your credit score is 760 and you buy a $200,000 home with a 30 year ﬁxed loan at 4.02% interest, your payments will be $963 a month and you'll pay $146,734 in total interest.
If your credit score is 620 your payments will be $1,155 a month and you'll pay $213,110 in total interest. With bad credit, you will pay $69,376 more for the very same house!
We have partnered with Windermere to help aid and consult as many individuals as possible.
We are passionate about helping those who have been affected by loss of jobs, COVID-19, or simply to manage their daily finances.
We’ve set aside resources for a limited time to offer any potential client of Windermere Real Estate a FREE Credit Report Health Check Up and Evaluation by one of our Certified Credit Experts.
Many times, having a low credit score is not your fault and is entirely due to fixable errors on your reports. We will help you quickly find and set up a plan to fix all errors so you can get above the rejection threshold, qualify, and get on with your life – on your terms!
There is nothing to buy. We just want to do our part in the aid and recovery we are all needing right now.
so... how does it work?
This quick video walks you through the exact process we will go through to repair and rebuild your credit! Then you can start living life on your own terms.
Request a FREE Consultation
We offer free consultations, either by phone or Zoom, to discuss your current goals and concerns about your credit. We can provide you with the best options for you based on your unique situation and let you know how we can help you turn your financial dreams into a reality.